Government Mortgages - Apply Free Online.
A government mortgages company loan specialist will work closely with you to help you find the best government mortgage program that best fits your individual needs. Government Mortgages company offer FHA for both Purchase and Refinance transactions along with FHA Streamline Refinance. In addition, to those that qualify, VA loans are available for up to 100% LTV for Purchases for Veterans of our US Armed Forces and USDA Loans up to 100% LTV for Purchase transactions for Rural Housing.
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What to Expect With Government Mortgages - VA Mortgages.
VA government mortgages are home loans for the purchase of a primary residence available to consumers who have served or are presently serving in the U.S. military. While the Department of Veterans Affairs (VA) does not lend money for VA loans, it backs loans made by private lenders (banks, savings and loans, or mortgage companies) to veterans who qualify.
Veterans can apply for VA government mortgages with any mortgage lender that participates in the VA home loan program, but will need a Certificate of Eligibility from the VA to prove to the lender they are eligible for a VA government mortgage loan. Lenders can also get the certificate on behalf of their clients.
VA helps Servicemembers, Veterans, and eligible surviving spouses become homeowners. As part of our mission to serve you, we provide a home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy.
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